???? ??? ??????? ?????????? ??? ????? ????? ?????? ??? ????? ???????? ????????? ?????? ?????????? ????????? ???????? ????? ??????? ???????? ???????? ??? ????? ??????? ????????? ???? ????? ???????.????? ?????? ???? ???????? ?? ?????? ??? ?????? ??? ????Annuities aren't offered by the US Federal government, not govt-guaranteed, and they're not FDIC i